– I’ve provided the instructions along with the ppts and pics for each lab (2 labs total).
– The final submission should consist of 2 finished PowerPoints.
– The work is very easy. Just have to follow the instructions. Would do the work myself but don’t have the time to do so.
– Max 1hr per lab
– Studypool won’t let me upload the picture for the 2nd lab so id have to send that after the question has been accepted
– Lab 16: PreparetoBuy-02.pptx
– Lab 17: HeartRateARCC-03.pptx
Prepare to Buy
Your First Home
Placer Hills Real Estate
Learn About Mortgages
❖ Fixed rate mortgage
•
The same interest rate for the life of the loan
❖ Adjustable rate mortgage (ARMs)
•
•
•
•
Very low introductory rate for 5-7 years
Much higher rate after 5-7 years
For short-term buyers or those planning to “flip”
Can be dangerous
Mortgage Points
❖ Fees paid to the lender
❖ One point equals 1% of mortgage value
❖ Required if buyer has less than 20% down payment
❖ Can be used to buy down mortgage rate
Fixed Mortgage Rate Averages
Sample Fixed Rate Payments
Buying Is a Huge Decision
❖ Be patient
❖ Be sure you are ready
❖ Determine how much house you can afford
❖ Get your credit in shape
❖ Save for your down payment
❖ Get mortgage pre-approval
Use this formula:
220 –
Your Age =
Predicted
Maximum Heart
Rate
Example: a 40-year-old’s predicted maximum heart rate is 180.
Age
20
25
30
35
40
45
50
55
60
65
70
Target Heart Rate (HR)
Zone (60-85%)
120-170
117-166
114-162
111-157
108-153
105-149
102-145
99-140
96-136
93-132
90-128
Predicted Maximum
Heart Rate
200
195
190
185
180
175
170
165
160
155
150
